Focus on Obamacare Delays Mental Health Law
By Kyle Cheney听 Politico听 January 15, 2013
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Mental health advocates say a landmark 2008 law meant to expand access to millions of Americans has gotten back-burner treatment by the Obama administration because of its relentless focus on the Affordable Care Act.
As a result, key details are missing from the Mental Health Parity and Addiction Equity Act, awaiting a final rule from the administration that supporters say is 鈥渋mminent.鈥
鈥淚t鈥檚 been our understanding that they鈥檝e just been so bogged down with ACA rules coming out that it鈥檚 been delayed,鈥 said Sarah Steverman, director of state policy for Mental Health America, in a phone interview just minutes before the Department of Health and Human Services issued a 474-page rule on President Barack Obama鈥檚 health law.
It鈥檚 an issue that could get new attention when Vice President Joe Biden鈥檚 gun violence task force releases its recommendations Tuesday, since some prominent Democrats are urging the administration not to overlook the importance of mental health care – and to finish putting the 2008 law into place.
In the aftermath of the Newtown, Conn., massacre, a renewed focus on mental health services has put the unfinished law back in the spotlight. Democratic Sens. Al Franken of Minnesota and Tom Harkin of Iowa appealed to Biden last week to include final guidance on the mental health law among recommendations to respond to the shooting that left 20 schoolchildren dead.
鈥淸W]hile this historic law was passed four years ago, the administration has yet to issue a final rule, potentially leaving many Americans who need and have a right to these services without access to them,鈥 the senators wrote.
Some Republicans are wondering what鈥檚 up with the rule, too – and not in an idly curious way.
鈥淚鈥檝e yet to hear a convincing explanation as to why three years have passed and yet we鈥檙e still waiting on a final rule for mental health parity,鈥 Rep. Tim Murphy (R-Pa.), the chairman of the Oversight and Investigations subcommittee, said in a statement to POLITICO. 鈥淚f this can鈥檛 be resolved in short order, Congress is duty bound to take assertive action.鈥
Andrew Sperling, director of federal legislative advocacy for the National Alliance on Mental Illness, said the ACA rule making 鈥渢ook precedence鈥 over the mental health law, partly by necessity.
鈥淭here were so many different regulations on the ACA essential health benefits, insurance market reforms, employee wellness programs,鈥 he said. 鈥淚t鈥檚 the same people writing the same regulations. Given the timetables they鈥檙e under, the time constraints they鈥檙e under to get the ACA regs out, that took precedence.鈥
Most of the law is in effect, requiring group health insurance plans and other insurance policy issuers to treat mental health services essentially the same as they treat medical and surgical benefits – in other words, comparable co-pays, treatment limits and benefits. Deductibles for mental and physical services must also be linked to reduce out-of-pocket expenses.
But what鈥檚 missing from the law, as it stands today, is guidance on how insurers must treat 鈥渘onquantitative鈥 treatments – policies meant to contain health care costs, such as determinations of medical necessity, standards for providers to be included in a health plan鈥檚 network and restrictions on expensive forms of therapy or rehabilitation.
鈥淭hese services we know are to get people back to their lives,鈥 Steverman said. 鈥淭he question is, what actual services are included in those?鈥
In addition, a final rule would lay out the 鈥渟cope of services鈥 covered under the parity law. 鈥淕etting a final rule would be critically important,鈥 Sperling said. The rule is important, he said, 鈥渨here we still see gaps in parity, where we still see uneven coverage in mental health and addiction services on one hand and medical/surgical on the other.鈥
An interim final rule, lacking those details, was issued in February 2010, a month before Obama signed the ACA into law. An HHS official told POLITICO the final rule for the mental health parity law is 鈥済oing through the normal process鈥 and that there is no 鈥渦pdate on timing,鈥 despite confidence among advocates that the final rule is imminent.
Advocates are quick to praise the ACA for its own mental health provisions – requiring some free preventive mental health services and including mental health benefits among services required to meet minimum coverage standards.
Insurers supported the passage of the mental health parity law but have raised a variety of concerns about the interim rules in place, most prominently, confusion about how health plans are supposed to compare restrictions on 鈥渘onquantitative鈥 health services like therapy to restrictions on physical and surgical care. In testimony submitted to HHS in response to the interim rule, America鈥檚 Health Insurance Plans worried about making the tricky comparison, especially within plans that have separate vendors for mental and physical health.
Mental health advocates met with Biden鈥檚 gun violence task force – which included HHS Secretary Kathleen Sebelius and Attorney General Eric Holder – last Wednesday.
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